Property investment glossary

Early Retirement


The act of leaving employment and entering retirement before the statutory age.

Equity


The value of the property without the cost of liabilities such as mortgage repayments

Equity release


An equity release allows you to release some of the money you have tied up in your home. A lifetime mortgage is a form of equity release and is a long term loan which is secured on your property and paid off when you die or move into long-term care.

Estate


Your estate includes all your possessions, properties and money.

Exchange of Contracts


The point at which contracts are exchanged between solicitors and signed by both the property’s buyer and seller.

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