Property investment glossary

Regions


Different parts of the United Kingdom, split into distinct geographic regions. The UK regions are:

  • North East—encompassing areas like Newcastle and Sunderland
  • North West—encompassing areas like Manchester and Liverpool
  • Yorkshire & The Humber—encompassing areas like Leeds
  • East Midlands—encompassing areas like Nottingham
  • West Midlands—encompassing areas like Birmingham
  • East of England—encompassing areas like Cambridge
  • London—encompassing areas in Greater and Central London
  • South East—encompassing areas Brighton and Southampton
  • South West—encompassing areas like Somerset and Bristol

Remortgaging


Re-mortgaging describes the act of paying back one mortgage with the proceeds of another mortgage loan using the same property as security.

Rental Demand


The growing popularity of an area, dictated by the amount of tenants looking for rental accommodation.

Rental Guarantor


A person willing to pay the rent for a tenant should they fall into arrears, so that a landlord is always guaranteed rental income.

Rental Income


The amount of rent received by the landlord (normally paid in monthly instalments) throughout the duration of a tenancy

‘Rentysomethings’


The colloquial phrase depicting the younger generation in their 20s who cannot afford to buy so instead rent their home.

Repayment Mortgage


A style of buy-to-let mortgage where you pay a fixed sum every month until the loan matures, after which time you will have to pay the entirety of mortgage value.

Residential Property


Residential properties are properties containing a single or multifamily structure, which are available for occupation for non-business purposes only.

Risk Mitigation


The steps taken to reduce the potentially-adverse effects of financial loss incurred by poor-performing investment assets.

Russell Group


A prestigious group of 24 research-intensive UK universities. Between them they produce more than two-thirds of the world-leading research produced in UK universities, support over 300,000 jobs across the country and have a total economic output of more than £32 billion every year. The 24 universities in the group include:

  • University of Birmingham
  • University of Bristol
  • University of Cambridge
  • Cardiff University
  • Durham University
  • University of Edinburgh
  • University of Exeter
  • University of Glasgow
  • Imperial College London
  • King’s College London
  • University of Leeds
  • University of Liverpool
  • London School of Economics and Political Science
  • University of Manchester
  • Newcastle University
  • University of Nottingham
  • University of Oxford
  • Queen Mary University of London
  • Queen’s University Belfast
  • University of Sheffield
  • University of Southampton
  • University College London
  • University of Warwick
  • University of York

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